Miami Property Collapse Claims

Ensuring Florida Property Owners Receive the Coverage They Deserve

The Property Advocates, P.A. is a Florida law firm that handles all types of property insurance matters, including collapse. Our Miami property collapse claims attorneys can help you review your policy to understand your coverage and your rights, assist with the claims filing process, and stand up to the insurance company if they attempt to wrongfully deny or undervalue your claim.

Our mission is to ensure Florida policyholders are not taken advantage of by insurance companies and receive the compensation they deserve. If you choose to hire our firm, we will always put your interests above both ours and your insurance company while tailoring your representation to your budget and needs. Every decision will be carefully explained and run by you first, so you’re always a valued part of the equation.

Book your free case evaluation by calling (786) 686-5045 or filling out our online contact form. We look forward to helping you!

What Counts as “Collapse”?

In insurance terms, “collapse” means the abrupt falling or caving in of a structure or any part of a structure that prevents any part of it from being occupied for its intended purpose for a period of time. This means that your home, business, or other property doesn’t have to fall apart entirely, but typically the damage must be somewhat significant in order to receive coverage.

Insurance typically covers damage involving the collapse of some or all a building or caused only by one or more of the following:

• Faulty design, maintenance, or construction
• Hidden decay
• Insect or vermin damage
• Damage in the roof’s structure that affects its stability
• Sinkholes
• Use of defective materials or methods in building, remodeling, and/or renovation
• Weight of items, animals, or people
• Weight of rain collecting on a roof

You may also receive insurance coverage if:

• Conditions that lead to roof collapse were imminent or unavoidable
• The building has been abandoned or taken out of service because of the threat of roof collapse
• The condition of the roof threatens someone’s safety
• The conditions of the roof prevent you from living or conducting business on your property
• The roof had been damaged or impaired before the collapse

However, which coverage you will actually receive depends on the details of your insurance policy. The best way to ensure that you get the coverage you deserve is to carefully review your contract with your insurance company to verify that you have coverage and how to go about getting it.

We offer complimentary and confidential consultations to all prospective clients. Call (786) 686-5045 or contact us online to learn more during your free case evaluation. We speak English, Spanish, and Creole.